Obnoxious Financial Transactions

The definitions of theft and stealing have become increasingly complex. In the context of financial transactions, theft involves money. Money serves as a measure of value in exchanges between individuals. When two parties agree to an exchange, they determine a price for the goods and services involved. Both buyers and sellers must agree to and fulfill their obligations to complete any transaction.

If one party involved in a transaction is robbed, the transaction fails. When both parties fulfill their obligations, the deal is ethically and morally sound. Financially, it is a successful transaction in which both parties gain what they desire from each other.

In 2022, I traveled to Prague to participate in the Fund for American Studies (TFAS) International academic program. It was a three-week program, and I needed to pay $250 out of my scholarship. I requested permission from TFAS to pay this amount after the program concluded, and they kindly agreed to allow me to make the payment after its completion.

I returned to Pakistan and secured a job. Right away, I paid off my debt. I had the option to be dishonest and rob TFAS, but I chose to honor my commitment. TFAS provided me with accommodation, transportation, and education, and I agreed to repay them the amount owed.

I visited the US Embassy in Pakistan to apply for a visa. I paid the visa fee, but my money was taken without receiving the agreed-upon services. When I paid the fee again, they scheduled an appointment for me in Karachi, but I couldn't travel there from Islamabad, resulting in more issues. Ultimately, I applied again for a student visa, paying the visa fee, SEVIS fee, and university admission fees. However, I did not receive my visa or a refund for my payments.

Common people are essentially the same everywhere. During my time in Europe, I observed a strong sense of honesty. In contrast, multinational corporations and consulates often exploit us economically. They disrupt traditions, cultures, and ethical principles in finance and the economy.

There needs to be a way to prevent thefts, fostering an environment of trust and honor in the global economy.